Journal The effectiveness of a credit financing model and the potential of regional economy for micro and small business enterprises in South Sumatera, Indonesia Publish by GLOBE RESEARCH GLOBAL BUSINESS AND ECONOMI RESEARCH see the official link URL http://journal.globejournal.org/index.php/GBERJ/article/view/203 or you can see on Repository Universitas Muhammadiyah Palembang click link URL bellow